I certainly understand the logic that we should play it safe, keep the clock moving, play the "low-risk" option and ride it out.
Yes, we could have a tipped INT. We could see Love get sacked and hurt. We could have our WRs drop three passes in a row and run virtually no clock and save the opponent their time outs. These are all things that COULD happen. The trouble is that IMO sometimes we come at it with an approach that's so cautious that it feels like we're almost assuming these things WILL happen if we don't err on the side of caution. I am not saying that we should just throw caution into the wind, but at the same time I don't think this sort of "worst-case scenario" preparation/planning is really an approach you see a ton from championship-caliber teams.
And of course there is an argument the opposite direction as well. This year, we are losing fumbles* at a higher rate than throwing interceptions, and we have a higher success rate on passing plays than on running ones - we are *more likely* to keep the chains moving and *less likely* to turn over possession when we go more pass-heavy vs run.
So of course there are merits to both approaches. Pass the ball and you might have an incompletion and stop the clock (without using a timeout), but you're more likely to get a fresh set of downs (is that a wash, then?). Run the ball and you keep the clock going and/or use up timeouts, but you're less likely to move the chains (and consequently more likely to either have to take a field goal or punt and give possession back). Both come with their own pros and cons.
*To be fair some of these lost fumbles have come on dropbacks, I acknowledge that. But passing has generally been relatively "low risk" for us this year on the whole.