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Message: <blockquote data-quote="jaybadger82" data-source="post: 499668" data-attributes="member: 6211">With the disclaimer that my understanding in this area is shaky: I believe the NFL also participates in state worker's compensation programs. So any worker that qualifies under the particular laws of a state's worker's comp program should be able to obtain some benefits. The requirements for qualification vary from state to state, as <a href="http://sportsillustrated.cnn.com/nfl/news/20130507/workers-comp-california/" target="_blank">we're seeing right now in California</a> where the state would like to tighten up its worker's comp qualifications because too many athletes with relatively few ties to the state have been receiving benefits. (FWIW, I'm pretty sure CA is the worst-managed state in the country.  What a crap state government.) The problem with worker's comp laws is that they're not really geared for the sort of injuries that occur to football players. For example, proposed changes to the California worker's comp law will make it impossible for a claimant to obtain compensation for injuries caused by repeated trauma, or something to that effect, which would seem to exclude head injuries or arthritic conditions that athletes might develop in their sport. Worker's comp laws are also tricky because they often contain very strict reporting and documentation requirements, which aren't well suited for professional sports. I don't think players or management want to go running off the field in order to document every bump and bruise that happens. Basically, state worker's comp just doesn't work so well in the context professional sports. But athletes have been flocking to these programs in order to pay for healthcare nonetheless and there's been complaints of abuse from teams/owners. I would like to see the NCAA and the NFL (two government-sanctioned monopolies) develop and fund their own system of worker's comp tailored to the nature of football as a sport and designed to cover all injuries that can be linked to a player's performance while under scholarship or contract with team. I guess I wouldn't qualify benefits according to the length of a player's tenure but instead according to whether the injuries can be traced to activity on the field. The NCAA and the NFL are the entities that primarily profit from football, they're best positioned to price the cost of this worker's comp/healthcare into their product, so the cost is born exclusively by football fans. This is the mother of all an impossible fantasies by the way (besides me and Jennifer Lawrence getting together)...</blockquote>

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