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Message: <blockquote data-quote="Heyjoe4" data-source="post: 978324" data-attributes="member: 13032">I agree with you 100%.  I was a financial advisor and would get frustrated to see young people throw away their money and make bad use of credit cards.  They would find themselves hopelessly stuck with a lot of very expensive debt. I advised them to never use a credit card without the money in the bank to pay it off in full every month.It doesn't really take a lot to become a millionaire with a decent paying job and the discipline to save and to invest wisely (or, back in the day, to hire me).  Most people should be able to retire in their 50s.You'd be amazed at what investing over time on a regular basis (technically, it's called dollar cost averaging) adds up to in 30 years.Anyway, back to the topic.  Yeah the guys who even get to try out for an NFL team are very fortunate.  And given the ravages of CTE, maybe they're better off using their degree, or finishing their degree, and getting a decent, non-contact job.</blockquote>

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